Life as they say is a roller coaster. It’s a cliche to say this but as we all know, sometimes we are up and sometimes we are down just like the movement of a roller coaster ride. We define it as being happy and being sad. People can not define what happens and what will happen. So i guess is better to be prepared for we never know what tomorrow will bring. have you heard of the term life insurance rates? This is one way of being prepared and if we know this we can stay on the upper side of the roller coaster for a longer time.